Tag Archives: mortgage services

How is Margin Compression Affecting the Mortgage Industry

How is Profit Margin Compression Affecting the Mortgage Industry?

Posted on July 5, 2018

2018 will not be a rosy year for mortgage executives. Over the last few years, the mortgage industry has revived the recession challenges but the profit margin compression still poses a big challenge to the executives. The interest rates have gone lower than expected and the market has not recovered from the loss it suffered at the time of recession.

Even though there has been a significant increase in the mortgage lenders, the profit margin is lower than what the mortgage executive need to sustain. A plethora of regulatory policies have been implemented to make the sustainability even more difficult.

There are multiple factors that are affecting the profit margins and leading to a compression in the same. Some of them being the regulatory changes and a substantial increase in the compliance costs. A lot of surveys have been conducted by government bodies to dig out the root causes of profit margin compression leading to the solvency of mortgage executives.

  • Regulatory Issue

    The mortgage industry was hard hit by the recession and has been hardly able to revive since then. It was the right step by the government to bring in more stringent policies to control the undesired inflammation in the profit margins that was being enjoyed by mortgage executives. A significant increase in due diligence and technology control over the mortgage workflow has led to a crushing fall in profit margins.

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Flatworld Solutions to Attend the Prestigious 100th Annual Convention of MBA

Posted on October 17, 2013

Flatworld Solutions, India’s leading provider of mortgage outsourcing solutions will be attending MBA’s acclaimed 100th convention and expo to be held at the Walter E. Washington Convention Center in Washington DC from October 27th to 30th  2013.  President George W. Bush and Governor John Ellis Bush will be the key speakers at the event.

The Mortgage Bankers Association or the MBA as it is popularly known is a famous national association that represents the entire real estate finance industry. Over the years, the national MBA has been providing both banks and companies with information that is critical as well as timely. Today, the MBA being a powerful voice for real estate finance leads the charge in creating a vibrant and sustainable future for all the participants from the financial industry.

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